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Terms and Conditions

Last updated: 24th November 2025

These Terms and Conditions ("Terms") govern your use of the website located at https://www.dealhelper.co.uk/ ("Website"), operated by Impact Growth Marketing Ltd ("we," "our," or "us"). Please read these Terms carefully before using the Website. By using the Website, you agree to be legally bound by these Terms. If you do not agree to these Terms, you must not use the Website.

1. About Us

1.1 This Website is operated by Impact Growth Marketing Ltd, a company registered in England and Wales under company number 10111420. Registered office: 59 Gloucester Road, Exeter, Devon, EX4 2EE.

1.2 dealhelper.co.uk is a trading name of Impact Growth Marketing Ltd. We are a lead generation company. We are not authorised or regulated by the Financial Conduct Authority (FCA) and do not provide regulated financial advice. We introduce you to trusted, FCA-authorised insurance brokers.

2. Our Services

2.1 We provide an online lead generation service. By submitting your details, you are requesting to be contacted by one of our FCA-authorised broker partners to provide you with information and quotes related to health insurance products.

2.2 We do not offer financial advice, nor do we recommend or endorse any particular insurance provider or policy. You are responsible for ensuring any product you choose is suitable for your needs.

2.3 Your enquiry and personal data will be passed securely to one of our selected FCA-authorised broker partners, such as Heath Crawford Limited (FCA Number: 630887), who will contact you via phone, SMS, or email.

2.4 We are remunerated by our broker partners. You will not be charged for using our Website.

2.5 We do not keep your enquiry under review or monitor your policy after it is arranged. Any ongoing service will be provided by the authorised broker.

3. Data Use & Privacy

3.1 For details on how we collect, use, and share your personal data, please refer to our [Privacy Policy] and [Cookie Statement].

3.2 We work with Contact State to verify that enquiries submitted via the Website are genuine. This involves the transfer of de-identified session data to Contact State. For more information, please see the "We Work With Contact State" section in our Privacy Policy.

4. Accuracy of Information

4.1 You must ensure that all information you provide via the Website is true, accurate, and complete. Failure to do so could result in a product or service being declined or invalidated.

4.2 We are not responsible for any issues arising from incorrect or incomplete data that you provide.

5. Intellectual Property

5.1 All content, design, text, graphics, and software on this Website are the intellectual property of Impact Growth Marketing Ltd or its licensors.

5.2 You may view, download, and print content from the Website for personal use only. You must not modify or reproduce any part of the Website for commercial purposes without our prior written consent.

6. Website Access and Availability

6.1 We do not guarantee uninterrupted access to the Website and may suspend or withdraw the site at any time.

6.2 We are not responsible for any loss or damage caused by viruses, malware, or technologically harmful material that may infect your equipment as a result of using our Website.

7. Prohibited Use

7.1 You must not use the Website for any unlawful purpose or in a way that infringes the rights of others. This includes transmitting offensive, defamatory, or harmful content or attempting to gain unauthorised access to the Website.

8. External Links

8.1 The Website may include links to third-party websites. We are not responsible for the content or functionality of these websites and linking to them does not imply endorsement.

9. Complaints

9.1 If you wish to make a complaint about our service, you may contact us at:

  • Email: admin@dealhelper.co.uk

  • Phone: 01392 793 888

  • Post: Impact Growth Marketing Ltd, 59 Gloucester Road, Exeter, Devon, EX4 2EE

9.2 If we are unable to resolve your complaint, you may be able to refer it to the Financial Ombudsman Service:

10. Liability

10.1 We will not be liable for any indirect, incidental, or consequential damages arising from your use of the Website.

10.2 Nothing in these Terms limits or excludes our liability for death or personal injury caused by negligence, fraud, or any other liability which cannot be excluded or limited under law.

11. Governing Law

11.1 These Terms are governed by the laws of England and Wales.

11.2 Any disputes arising from or relating to the use of the Website shall be subject to the exclusive jurisdiction of the English courts.

12. Changes to These Terms

We reserve the right to update these Terms from time to time. The latest version will always be available on this page. Continued use of the Website means you accept any changes.

13. Advertised Claims & Savings Disclaimers

13.1 Best Price Guarantee for Health Insurance / Private Medical Insurance

Where “Best Price Guarantee” is mentioned, we guarantee you’ll get the best price on your insurance policy, if not, we will refund you one months’ premium. The following Terms and Conditions to this offer:

You must be a UK resident over the age of 18 and provide government approved and verified identification in the form of scanned or electronic copy.

  • The quote must be in the form of an underwritten quote, of which, evidence must be provided by sending a copy of the providers actual quote either by post or by email in the form of a scanned or electronic copy.
  • The quote must be based on like for like “advised sales” insurance.
  • The quote must be based on exactly the same options and conditions.
  • A copy of all medical/lifestyle information must be provided to confirm quotations are on a “like for like” basis.
  • We must be given an opportunity to beat the quote at the point of claim for a period of 7 days following the date of claim.
  • The lower quotation must be less than 5 days old.
  • Payout will be 6 months after the claimant has taken out the policy through us and the policy must be paid up to date.
  • This offer is valid until 31st December 2025. We reserve the right to vary, withdraw or extend this offer at any time.

13.2 "Save up to 76%" Claim
This level of savings may be available when transferring an existing health insurance policy to AXA Health, provided the applicant meets AXA's transfer eligibility criteria. For further information, please contact us or the authorised broker directly.

13.3 "Average saving: £833 (17%)" Claim
This level of saving is based on 1,326 existing clients who switched insurer between Jan-Dec 2025. Heath Crawford clients who switched policies during this period saved an average of 17%, equivalent to £833. This figure reflects actual savings achieved on completed policies, not merely quoted comparisons. 422 clients saved more than 20%. 

13.4 "From" Pricing Examples
All "from" prices displayed in our advertising materials are based on sample quotes provided by FCA-authorised brokers and are subject to underwriting and eligibility. Examples include:

  • Individual From £30.98 – based on a 25-year-old individual in postcode EH47 with a £100 excess.

  • Individual From £46.39 – based on a 25-year-old individual in postcode EH47 with a £100 excess.

  • Individual From £51.84 – based on a 25-year-old individual in postcode EH47 with a £100 excess.

  • Individual From £54.39 – based on a 25-year-old individual in postcode EH47 with a £100 excess.

  • Couple From £74.86 – based on a couple aged 30 in postcode EH47 with a £100 excess.

  • Family From £92.06 – based on a couple aged 35 with children in postcode EH47 with a £100 excess.

  • Over 50 From £73.86 – based on an individual aged 50 in postcode EH47 with a £100 excess.

These examples are illustrative only. Your actual quote may vary depending on age, location, medical history, and the insurer’s underwriting criteria.

13.5 All claims and pricing references are substantiated and accurate to the best of our knowledge at the time of publication. We reserve the right to update or amend these figures based on new data or insurer pricing changes.

13.6 All claims and pricing references are substantiated and accurate to the best of our knowledge at the time of publication. We reserve the right to update or amend these figures based on new data or insurer pricing changes. 

If you have any questions regarding these Terms and Conditions, please contact us at admin@dealhelper.co.uk.


Terms & Conditions

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